Secure Growth with Eagle's Federally Insured Share Certificates
Share certificates are a safe and effective way to grow your savings. They are ideal if you want a safe, predictable way to grow savings and don’t need immediate access to the funds. With just a $1,000 minimum deposit, you can start earning more with Eagle Community Credit Union. Key benefits include:
- Fixed interest rates that guarantee your earnings.
- Short-term options like 6-month or 12-month certificates for quick gains.
- Federal insurance up to $250,000 by NCUA, protecting your investment.
Available for a Limited Time
Our promotional Share Certificates give you the opportunity to lock in competitive rates with flexible terms designed to help your savings grow faster. These special offers won’t last forever, so now is the perfect time to put your money to work.
10-Month Stretch Certificate
- Competitive APY: Earn a strong 3.650% APY1 right from the start.
- Flexible Term: Option to adjust your rate up, if rates rise.
- Short Initial Commitment: Grow your savings in only 10 months.
- Safe & Secure: No market risk and federally insured — your principal is protected.
18-Month Promo Certificate
- Competitive APY: Earn a strong 4.1% APY1 for 18 months.
- Low minimum deposit: Start with only $1,000.
- Safe & Secure: No market risk and federally insured — your principal is protected.
Start your journey to financial growth with Eagle Community Credit Union, where your financial security is our top priority.
Stretch Certificate†
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 10 Months | $1,000 | $1,000 | 3.590% | 3.650% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | ||||
| The promotional 10-Month Stretch Share Certificate offers a dividend rate of 3.590%, with an Annual Percentage Yield (APY) of 3.650%. Dividends are credited as stated in the terms of the Truth-in-Savings Disclosure Account Agreement. During the fifth month of the 10-month term, the member may elect one time to adjust the dividend rate to the then-current published 10-Month Stretch Certificate rate, provided the rate is higher than the original rate. If the rate is adjusted, the certificate term will automatically extend an additional five months, resulting in a 15-month certificate. At maturity it will automatically renew into another 10-month certificate at the dividend rate in effect at the time of renewal. If the rate adjustment option is not exercised, the certificate will mature at the end of the original 10-month term and will automatically renew into another 10-month certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, terms, and conditions are subject to change without notice. This promotional offer is available for a limited time. Please contact Eagle Community Credit Union for current rates and complete details. Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
18-Months Promotional Term and IRA Certificates†
Effective Date: Thursday, August 6th, 2026
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 18 Months | $1,000 | $1,000 | 4.025% | 4.100% |
| 18 Months - IRA | $500 | $500 | 4.025% | 4.100% |
| *APY = Annual Percentage Yield. APY assumes that dividends will remain in the account until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. | ||||
| The promotional 18-month Certificate offers a dividend rate of 4.025%, with an Annual Percentage Yield (APY) of 4.100%. Dividends are credited as stated in the terms of the Truth-in-Savings Disclosure Account Agreement. Upon maturity, the Certificate will automatically renew into a standard, non-promotional 24-month Certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, conditions, and terms are subject to change without notice. These promotions are a limited time offer. Please contact Eagle Community Credit Union for the most current information. | ||||
Early Saver Certificate**†
Effective Date: Thursday, August 6th, 2026
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Months | $500 | $500 | 2.472% | 2.500% |
| 6 Months | $500 | $500 | 3.057% | 3.100% |
| 12 Months | $500 | $500 | 3.203% | 3.250% |
| 24 Months | $500 | $500 | 3.203% | 3.250% |
| 36 Months | $500 | $500 | 3.105% | 3.150% |
| 48 Months | $500 | $500 | 3.154% | 3.200% |
| 60 Months | $500 | $500 | 3.251% | 3.300% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | ||||
| † Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
| **Early Saver Certificate applies to Treasure Chest Savings, Power Up Fund, and Next Gen Accounts only | ||||
$1,000 Term Share†
Effective Date: Thursday, August 6th, 2026
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Months | $1,000 | $1,000 | 2.472% | 2.500% |
| 6 Months | $1,000 | $1,000 | 3.057% | 3.100% |
| 12 Months | $1,000 | $1,000 | 3.203% | 3.250% |
| 24 Months | $1,000 | $1,000 | 3.203% | 3.250% |
| 36 Months | $1,000 | $1,000 | 3.105% | 3.150% |
| 48 Months | $1,000 | $1,000 | 3.154% | 3.200% |
| 60 Months | $1,000 | $1,000 | 3.251% | 3.300% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | ||||
| † Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
$50,000 Term Share Certificate†
Effective Date: Thursday, August 6th, 2026
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Months | $50,000 | $50,000 | 2.472% | 2.500% |
| 6 Months | $50,000 | $50,000 | 3.057% | 3.100% |
| 12 Months | $50,000 | $50,000 | 3.203% | 3.250% |
| 24 Months | $50,000 | $50,000 | 3.203% | 3.250% |
| 36 Months | $50,000 | $50,000 | 3.105% | 3.150% |
| 48 Months | $50,000 | $50,000 | 3.154% | 3.200% |
| 60 Months | $50,000 | $50,000 | 3.251% | 3.300% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | ||||
| † Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
$100,000 Term Share Certificate†
Effective Date: Thursday, August 6th, 2026
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Months | $100,000 | $100,000 | 2.472% | 2.500% |
| 6 Months | $100,000 | $100,000 | 3.057% | 3.100% |
| 12 Months | $100,000 | $100,000 | 3.203% | 3.250% |
| 24 Months | $100,000 | $100,000 | 3.203% | 3.250% |
| 36 Months | $100,000 | $100,000 | 3.105% | 3.150% |
| 48 Months | $100,000 | $100,000 | 3.154% | 3.200% |
| 60 Months | $100,000 | $100,000 | 3.251% | 3.300% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity. | ||||
| † Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
